Understand your pension options
Save for your future
Build extra financial security for later in life independently of your employer. Even small monthly contributions can help you prepare for the future over time.
Compare pension options
Understand the difference between bank savings and pension plans, including flexibility, inheritance rules and financial benefits for the future.
Protect your financial future
Create more certainty for yourself and your family with a pension solution that matches your future plans, lifestyle and the life you want later in retirement.
Do you have any questions?
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Planning your pension in the Netherlands
Your financial future depends on the decisions you make today, especially when it comes to long term planning.
The Dutch pension system is built on several pillars, and one of them gives you the possibility to build your own pension capital independently of your employer. This is particularly important for internationals who may not have a full pension history in the Netherlands.
Domek helps you understand how the system works, compare the available options and choose a pension solution that fits your future plans and financial situation.
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We’re happy to help
Do you have any questions? Contact us via email or give us a call — our team is here for you every step of the way.
The Dutch pension system is built on three pillars: the state pension (AOW), employer pension, and private pension savings. As an international, you often build only part of this system, which is why additional private pension planning can be important.
Yes, but it depends on how long you live and work in the Netherlands. The longer you stay, the more state pension (AOW) you build. If you work for an employer, you may also build a pension through their scheme.
If you leave the Netherlands, your accrued AOW rights and the pension you have built up through your employer will usually remain intact. Even if you live abroad, you can still receive these benefits once you reach retirement age. The exact rules may depend on tax treaties, the country you live in and your pension provider. It is therefore a good idea to check your rights before leaving the Netherlands. You should also keep your address and contact details up to date so that your pension payments can be made without problems later on.
Yes. You can build additional pension capital through private savings or investment-based pension products. This is especially useful if you have gaps in your employer or state pension.
This depends on your income, lifestyle expectations, and how long you plan to stay in the Netherlands. We help you calculate a realistic amount based on your situation and goals.
