Rent or Buy Calculator

Free calculator

Should you rent or buy?

Adjust the options below — the result updates instantly.

11: Your preferences
22: Your details

Rent or buy in the Netherlands?

Tell us your situation — see instantly what’s smarter.

Where do you want to live?
Budget(Required)
Pick the price range that fits you.
Current rent per month(Required)
What do you pay now (base rent)?
Own savings(Required)
In NL you often need little — sometimes up to ~100% financing; mainly the purchase costs come from savings.
How long will you stay?(Required)
This decides whether buying pays off.

Free · no obligation · indicative only

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Wealth over time: buying vs. renting
Buy Rent

This is an indication, not financial advice. It assumes 4% mortgage interest, house prices and rent rising 3% a year, 1% maintenance, a renter earning 2% on savings, buyer’s costs of about 4,5% paid from your savings, and the Dutch mortgage interest deduction. First time buyers under 35 often pay no transfer tax. Buying builds more wealth than renting over time, though not always. A Domek adviser checks your real situation for free.

This is what our 15.000+ clients say

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  • I highly recommend them with a clear conscience! The staff was very responsive, everything was explained in great detail, and the ladies were absolutely lovely and always ready to help ?
    Sofia Martinez
  • Thank you very much for your professional assistance and personalized service. The right people in the right positions.
    Laura Schneider
  • A professional and personalized approach to each client. Reliable assistance at every stage of the real estate purchase process ?
    Daniel Novak