Why buy instead of rent?
Build your own wealth
Every month of rent goes straight to your landlord. With a mortgage, a large part of what you pay each month becomes your own, so you build wealth instead of someone else’s.
Often cheaper than you think
In many Dutch cities a monthly mortgage payment is close to, or even below, the rent for a similar home. And you often need little of your own money to start.
Stability and freedom
Your housing costs stop rising every year, and the home is truly yours. Renovate it, stay as long as you like, and plan your future with far more certainty.
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Renting versus buying in the Netherlands
For many non natives, renting feels like the safest option. However, with rising rental prices and today’s mortgage possibilities, buying a home may be more affordable than you think.
The right choice depends on your income, savings, future plans and the local housing market. Comparing both options before you start searching for a home helps you make a more informed financial decision.
Domek helps internationals compare renting and buying, calculate their mortgage possibilities and guide them through every step of the home-buying process. Whether you decide to keep renting or buy your first home, you’ll know you’re making the right decision.
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Why choose Domek
Buying a home abroad can feel complicated, but we make it simple with local expertise, clear guidance and support in your own language.
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Do you have any questions? Contact us via email or give us a call — our team is here for you every step of the way.
Your maximum mortgage depends on your gross income, employment contract, and any existing financial obligations. As an international, factors like the duration of your residence permit and whether your income is in euros also play a role. We calculate your maximum for free and explain exactly what is possible in your situation.