Buy a house in the Netherlands

Yes. You do not need Dutch citizenship to buy a house in the Netherlands. Whether you hold an EU passport or a residence permit, you can apply for a mortgage and purchase property. Domek has helped thousands of internationals — from skilled migrants to labour migrants — navigate this process from start to finish.

Your maximum mortgage depends on your gross income, employment contract, and any existing financial obligations. As an international, factors like the duration of your residence permit and whether your income is in euros also play a role. We calculate your maximum for free and explain exactly what is possible in your situation.

Yes. Even if you work via a work agency — including on Phase A without guaranteed hours — you can still apply for a mortgage in the Netherlands. Your income over the past years is taken into account. We have extensive experience with labour migrants working via agencies and know exactly which banks are open to this.

Yes. We offer personal support in more than 12 languages including Polish, Romanian, Lithuanian, Hungarian, Spanish, Bulgarian, Hindi, Ukrainian, Portuguese, Turkish, and Russian. You will always work with an advisor who speaks your language and understands your situation as an international in the Netherlands.

It depends on your individual financial situation. In some cases it is possible to finance the full purchase price. We assess your situation thoroughly and match your mortgage to your capabilities. Every application is different — which is why we recommend contacting us directly for a free first calculation.