Can I take out or release my home equity (overwaarde opnemen)?

Often yes, you can release equity (overwaarde opnemen) by increasing your mortgage (hypotheek verhogen), for example to renovate, buy a second home or supplement income. The amount depends on your home’s value, your income and the lender’s rules, and it raises your mortgage and monthly costs. A valuation confirms the current value used for the increase.

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