Annuitet mortgage kya hoti hai?
Iss mortgage type ki khasiyat yeh hai ki monthly payment puri tenure ke dauran fixed rehti hai. Yeh payment loan repayment aur interest ka mixture hoti hai. Pehle years mein interest ka part repayment se kaafi zyada hota hai, lekin time ke saath yeh ratio change hota hai. Tax benefit jab mortgage start hoti hai, woh kaafi zyada hoti hai aur time ke saath decrease hoti hai.