Linear mortgage kya hota hai?

Yeh ek type ki mortgage hai jismein loan ki repayment ka amount pura loan ke period ke liye same rehta hai. Jitna loan ka amount kam hota hai, utne hi kam interest bante hain aur iss se monthly installments bhi kam hoti hain. Yeh mortgage itni popular nahi hai, kyunki banks dusre, zyada borrower-friendly loan options offer karti hain property kharidne ke liye.