Yeh kya hota hai ek non-repayable mortgage loan?

Iss form of property purchase loan mein bas interest pay kiye jaate hain. Principal loan nahi pay hota aur ismein repayment ke liye savings karne ka option nahi hota. Loan ka amount hamesha same rehta hai, unless aap voluntarily repayment karte ho. Repayment ek certain amount tak possible hai (usually 10% tak jo aapne borrow kiya hai) per year bina kisi monetary penalty ke.