Get extra support when buying your first home

Buy with less savings

Some programmes help reduce the amount of money you need when buying your first home, making home ownership more accessible for first-time buyers.

Increase your buying power

Certain schemes can help bridge the gap between the mortgage you can obtain and the purchase price of the property you want to buy.

Explore local opportunities

Support programmes vary by municipality and housing organisation, so available options depend on where you want to buy your home.

Starterslening

A Starterslening is an additional loan designed for first-time buyers. It helps bridge the gap between the mortgage you can obtain and the purchase price of the property you want to buy.

Depending on the municipality, special conditions may apply. In some cases, buyers pay no interest or repayments during the first years of the loan. The scheme is designed to make home ownership possible for people who would otherwise fall just short of the required budget.

Koopgarant

Koopgarant allows eligible buyers to purchase a property at a discounted price. This reduces the mortgage required and can lower monthly housing costs.

When the property is sold in the future, agreements apply regarding how increases or decreases in value are shared. This makes home ownership more accessible while keeping homes available for future buyers.

Slimmer Kopen

Slimmer Kopen is a programme offered by participating housing organisations that allows buyers to purchase selected properties with a discount.

Because the purchase price is lower, the required mortgage is often lower as well. The buyer becomes the full owner of the property while benefiting from a more affordable purchase price.