Buy a House in the Netherlands

Yes. You do not need Dutch citizenship to buy a house in the Netherlands. Whether you hold an EU passport or a residence permit, you can apply for a mortgage and purchase property. Domek has helped thousands of internationals — from skilled migrants to labour migrants — navigate this process from start to finish.

Yes. Being self-employed (ZZP) or a small business owner does not automatically disqualify you from getting a mortgage. The process is more involved than for salaried employees, because lenders need to assess your business income, profit history and future outlook. Domek specialises in mortgage applications for ZZP’ers and small business owners and knows which lenders are open to these buyers, sometimes even after the first year of business.

Yes. We offer personal support in more than 12 languages including Polish, Romanian, Lithuanian, Hungarian, Spanish, Bulgarian, Hindi, Ukrainian, Portuguese, Turkish, and Russian. Buying in a foreign country should feel manageable — and with us, it does.

Much more. Most mortgage advisors stop at the mortgage. At Domek we help you search for the right property, negotiate the purchase price, arrange the mortgage, set up your insurance through Polisa, connect your utilities, and assist with tax registration and annual tax returns. We also offer an ongoing subscription service so we can manage your finances and affairs throughout your entire stay in the Netherlands. No one covers it all like we do.

Yes. You can buy together with up to four people, regardless of nationality or relationship. All incomes are taken into account, which can significantly increase your combined borrowing capacity. We make sure the legal and financial structure works for everyone involved — including documenting what happens if circumstances change later.